the action of putting forward money, time or effort with the aim of making a profit or other benefit

people or organisations who put money into stocks or property, with the aim of making a profit

the state of an area in terms of the production and consumption of goods and services and the supply of money

How can investment and finance transform communities?

Citizenship

Using the example of housing, pupils explore a range of different financial decisions, products and services. They consider how they can prepare to become financially independent and what advice is available to them.

How can we prepare well for financial decision making?

Subjects which particular individuals may be sensitive to, eg, adoption, migration, bereavement or death, divorce, poverty, deprivation.

Depiction or discussion of sensitive content

putting forward money, time or effort with the aim of making a profit

an area in terms of production and consumption of goods and services

people or organisations who put money in to make a profit

Investment can help a local area by creating {{}} and attracting new businesses.

Poor financial choices have little effect over time.

Careful, focused decisions can lead to major positive change.

Any financial decision is better than no decision.

Which of the following best explains how financial decisions impact communities?

Investment does not always lead to instant improvement, sometimes benefits take {{}} to appear.

business closures and higher unemployment

growth in infrastructure, education and housing

Which of the following is most likely if a council manages its finances effectively?

Order these words to make a full sentence.

this helps you stay in control of your money

this means you can challenge illegal fees or poor conditions

you need to be aware of extra costs like energy and internet

Match the statement with what it teaches you.

Which of the following is an example of income?

Financial {{}} helps you keep up with your rent and avoid debt.

You can be taken to court for not paying your rent.

Gas appliances must be checked and maintained.

Broken heating should be mentioned to the landlord.

Match each responsibility or right with its correct example.

Many people now use budgeting {{}} on their smartphones.

You will pay less tax each month from your wage.

You might not have money for emergencies.

Your rent will automatically go up with inflation.

You will be offered more credit on credit cards.

What is a risk of not saving regularly from your income?

Content guidance

Depiction or discussion of sensitive content

Adult supervision recommended

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