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      Combine coins and notes to make totals.

      Lesson details

      Learning outcome

      I can combine coins and notes to create different amounts.

      Key learning points

      1. It is more efficient to pay for items using fewer coins.
      2. When making a given value, it is more efficient to use coins or notes with a greater value when you can.

      Keywords

      • Coin - A coin is a small flat piece of metal used as money.

      • Note - A note or banknote is a piece of paper money.

      • Value - The value of something is how much it is worth in money or other things for which it can be exchanged.

      • Total - The amount or number after everyting is counted or added together.

      Common misconception

      Children may not be familiar with the concept of 'getting change' and think they can only buy something when they have the exact amount of money.

      Explain the concept of 'getting change' - where we pay too much and get some money back. There are some examples of this in the lesson.

      Teacher tip

      Make this lesson as practical as possible. Encourage children to manipulate and combine coins to make different amounts. Start with the largest-value coin each time in order to use the most efficient method for calculating.

      Content guidance

      Depiction or discussion of sensitive content

      Supervision

      Adult supervision recommended

      Licence

      This content is © Oak National Academy Limited (2025), licensed on Open Government Licence version 3.0
      except where otherwise stated. See Oak's terms & conditions
      (Collection 2).

      Lesson video

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      Prior knowledge starter quiz

      6 Questions

      Q1.
      Which coin is not a circle?

      5 p
      10 p
      Correct answer: 20 p
      £2

      Q2.
      Laura has these coins. What is the total value of the 3 coins?

      An image in a quiz
      3 p
      6 p
      Correct answer: 8 p
      7 p

      Q3.
      How many 5 p coins are equal to 20 p?

      An image in a quiz
      Correct Answer: 4, four

      Q4.
      Laura has these 4 coins. She chooses 3 coins and finds the total. Which total cannot be made using any 3 of the coins?

      An image in a quiz
      5 p
      8 p
      9 p
      Correct answer: 10 p

      Q5.
      How many £2 coins are equal in value to a £20 note?

      An image in a quiz
      Correct Answer: 10, ten

      Q6.
      What is the total value of these 3 coins?

      An image in a quiz
      Correct Answer: 75 p, 75p, 75 pence
      Q5 Adam Gilchrist/Shutterstock.com

      6 Questions

      Q1.
      Laura has these two 5 p coins and a 2 p coin. How much money does she have in total?

      An image in a quiz
      10 p
      11 p
      Correct answer: 12 p
      22 p

      Q2.
      Which of these values cannot be made using one note?

      £5
      £10
      Correct answer: £15
      £20

      Q3.
      Andeep collects all the coins with a value less than £1. Which coin is missing?

      An image in a quiz
      Correct Answer: 10 p, 10, 10p, ten

      Q4.
      Laura uses one note and one coin. Which of these values could she make?

      £4
      Correct answer: £6
      Correct answer: £7
      Correct answer: £12

      Q5.
      Match each total to the coins and notes used to make it.

      Correct Answer:£5 + £2 + £2,£9

      £9

      Correct Answer:£5 + £5 + £2,£12

      £12

      Correct Answer:£5 + £5 + £1,£11

      £11

      Correct Answer:£5 + £2 + £1,£8

      £8

      Q6.
      Andeep has these coins. Which coins does he need to use to make exactly 72 p?

      An image in a quiz
      Correct answer: 50 p
      Correct answer: 20 p
      5 p
      Correct answer: 2 p
      1 p

      To help you plan your 2 financial education lesson on: Combine coins and notes to make totals., download all teaching resources for free and adapt to suit your pupils' needs...